𑌆𑌪𑌦𑌰𑍍𑌥𑍇 𑌧𑌨𑌂 𑌰𑌕𑍍𑌷𑍇𑌤𑍍
Aapadarthe Dhanam Rakshet (Guard Wealth, Wife and Self) in Grantha · 𑌗𑍍𑌰𑌨𑍍𑌥
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Origin & Story
Chanakya Niti · Chanakya (Vishnugupta / Kautilya) · Ancient India (c. 4th–3rd century BCE)
Chanakya, who guided Chandragupta Maurya to the throne, distilled his hard-won wisdom on survival and prosperity into pithy niti verses. This verse on guarding wealth, family and self reflects his pragmatic ethics: it ranks the values a prudent person must weigh in a crisis, placing the preservation of one's own self above even wealth and household.
✦ As told in scripture
Counsellors of old held that a single grasp of this verse had saved many a ruined house, for the person who saves in good times, shields the family in hard times, and never throws away their own life learns to survive every storm and rebuild what was lost.
The Mantra
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𑌆𑌪𑌦𑌰𑍍𑌥𑍇 𑌧𑌨𑌂 𑌰𑌕𑍍𑌷𑍇𑌦𑍍 𑌦𑌾𑌰𑌾𑌨𑍍 𑌰𑌕𑍍𑌷𑍇𑌦𑍍 𑌧𑌨𑍈𑌰𑌪𑌿। 𑌆𑌤𑍍𑌮𑌾𑌨𑌂 𑌸𑌤𑌤𑌂 𑌰𑌕𑍍𑌷𑍇𑌦𑍍 𑌦𑌾𑌰𑍈𑌰𑌪𑌿 𑌧𑌨𑍈𑌰𑌪𑌿॥
āpad-arthe dhanaṁ rakṣed dārān rakṣed dhanair api। ātmānaṁ satataṁ rakṣed dārair api dhanair api॥
Meaning:One should save wealth to meet times of calamity; one should protect one's wife and family even by spending that wealth; but one should at all times protect one's own self, even if it means giving up both family and wealth. Chanakya sets out a clear order of priorities: wealth guards against adversity, family is dearer than wealth, but the self — one's own life and integrity — must be guarded above all.
Word-by-Word Meaning
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Benefits of Chanting Aapadarthe Dhanam Rakshet (Guard Wealth, Wife and Self)
Teaches financial foresight — saving for times of adversity
Clarifies a wise order of priorities among wealth, family and self
Instils the principle of self-preservation and protecting one's integrity
A practical guide for prudent decision-making under pressure
Encourages responsibility toward family without recklessness
A short, memorable maxim for sound life management
How to Chant Aapadarthe Dhanam Rakshet (Guard Wealth, Wife and Self)
Recite the verse slowly and dwell on its ascending order: save wealth for hard times, spend even that wealth to protect your family, but above all guard your own self. Reflect on how this scale of priorities should guide difficult choices. It is traditionally studied among Chanakya's teachings on prudence and survival.
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Read the full Aapadarthe Dhanam Rakshet (Guard Wealth, Wife and Self) with verse-by-verse meaning, or explore more sacred texts