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subhashitawisdomchanakyaniti

ආපදර්ථේ ධනං රක්ෂේත්

आपदर्थे धनं रक्षेत् in Sinhala · සිංහල

🕉️ hindu·📿 3× repetitions·🕐 Morning reflection, or when making decisions about money, family and security·📜 Chanakya Niti
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हिन्दी / देवनागरीతెలుగుதமிழ்ಕನ್ನಡമലയാളംગુજરાતીবাংলাଓଡ଼ିଆਪੰਜਾਬੀEnglishසිංහල𑌗𑍍𑌰𑌨𑍍𑌥

Origin & Story

Chanakya Niti · Chanakya (Vishnugupta / Kautilya) · Ancient India (c. 4th–3rd century BCE)

Chanakya, who guided Chandragupta Maurya to the throne, distilled his hard-won wisdom on survival and prosperity into pithy niti verses. This verse on guarding wealth, family and self reflects his pragmatic ethics: it ranks the values a prudent person must weigh in a crisis, placing the preservation of one's own self above even wealth and household.

✦ As told in scripture

Counsellors of old held that a single grasp of this verse had saved many a ruined house, for the person who saves in good times, shields the family in hard times, and never throws away their own life learns to survive every storm and rebuild what was lost.

The Mantra

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ආපදර්ථේ ධනං රක්ෂේද් දාරාන් රක්ෂේද් ධනෛරපි. ආත්මානං සතතං රක්ෂේද් දාරෛරපි ධනෛරපි..

āpad-arthe dhanaṁ rakṣed dārān rakṣed dhanair api। ātmānaṁ satataṁ rakṣed dārair api dhanair api॥

Meaning:विपत्ति के समय के लिए धन की रक्षा करनी चाहिए; धन व्यय करके भी स्त्री एवं परिवार की रक्षा करनी चाहिए; किन्तु अपने आत्म (स्वयं) की रक्षा सदा करनी चाहिए, चाहे इसके लिए परिवार और धन दोनों ही त्यागने पड़ें। चाणक्य प्राथमिकताओं का स्पष्ट क्रम बताते हैं — धन विपत्ति से रक्षा करता है, परिवार धन से प्रिय है, परन्तु आत्म (अपना जीवन एवं अस्तित्व) सबसे ऊपर रक्षणीय है।

Word-by-Word Meaning

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ආපදර්ථේ🔊āpad-arthefor the sake of (times of) calamity or adversity
ධනම්🔊dhanamwealth, money
රක්ෂේත්🔊rakṣetone should protect / save / guard
දාරාන්🔊dārānwife (and family); the household
ධනෛඃ🔊dhanaiḥby means of wealth, with money
අපි🔊apieven, also
ආත්මානම්🔊ātmānamoneself, one's own self
සතතම්🔊satatamalways, constantly, at all times
දාරෛඃ🔊dāraiḥby (even sacrificing) the wife/family
ධනෛඃ අපි🔊dhanaiḥ apiand even by (sacrificing) wealth
දාරෛරපි ධනෛරපි🔊dārair api dhanair apieven at the cost of both wife and wealth (self must be guarded first)
රක්ෂේද් ධනෛරපි🔊rakṣed dhanair apishould protect (the family) even by spending wealth

Benefits of Chanting आपदर्थे धनं रक्षेत्

✦

Teaches financial foresight — saving for times of adversity

✦

Clarifies a wise order of priorities among wealth, family and self

✦

Instils the principle of self-preservation and protecting one's integrity

✦

A practical guide for prudent decision-making under pressure

✦

Encourages responsibility toward family without recklessness

✦

A short, memorable maxim for sound life management

How to Chant आपदर्थे धनं रक्षेत्

Repetitions3times
Best TimeMorning reflection, or when making decisions about money, family and security

Recite the verse slowly and dwell on its ascending order: save wealth for hard times, spend even that wealth to protect your family, but above all guard your own self. Reflect on how this scale of priorities should guide difficult choices. It is traditionally studied among Chanakya's teachings on prudence and survival.

Frequently Asked Questions

This page shows the complete आपदर्थे धनं रक्षेत् written in the Sinhala script — the same Sanskrit/Hindi verses, transliterated character-by-character so you can read and chant comfortably. Tap any line (or the ▶ button) to hear it recited aloud.
Yes — only the script changes; the words and their meaning are the original. The verse-by-verse meaning, benefits and how-to-chant guidance on this page apply exactly the same.
It is a famous verse from the Chanakya Niti (Niti Darpana), the body of aphorisms attributed to Chanakya (Kautilya / Vishnugupta), the ancient Indian teacher of statecraft, economics and ethics.
Wealth should be saved for adversity; family (dara) should be protected even by spending that wealth; and one's own self (atman) must always be protected, even at the cost of both family and wealth. Self comes first, then family, then wealth — an ascending order of value.
No. The verse speaks of prudence in genuine calamity, not selfishness. Its point is that one cannot protect family or use wealth if one's own life and integrity are lost; preserving the self is therefore the foundation that makes all other duties possible.

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